Kim Gibbons Mortgage Broker Mortgage Superhero®

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Toronto Mortgage Broker finding the best mortgage for your particular situation

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Marketplace takes on TDCT and disclosure of collateral charge mortgages

January 29, 2013 by Kim Gibbons Filed Under: Blog, Tips and Advice

Last week Marketplace on CBC ran an episode called "Busting the Banks" where they investigated disclosure of collateral charge mortgages to consumers.  This is a hot topic and I have written an article previous to this about ... Read More

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Understanding Collateral versus Standard Charge Mortgages

February 3, 2012 by Kim Gibbons Filed Under: Blog, Tips and Advice

More lenders are moving to collateral charge mortgages so it’s becoming increasingly important to understand the differences between a collateral and standard charge mortgage. TD Bank announced in October, 2010 that all new ... Read More

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Is a 7 or 10 year fixed rate mortgage right for you?

January 29, 2012 by Kim Gibbons Filed Under: Blog, Tips and Advice

With long term mortgage rates at an all time low there has been a lot of buzz with consumers who would tend to lean towards a 5 year term to lock into either a 7 year fixed rate or a 10 year fixed rate mortgage. There is a ... Read More

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Kim Gibbons on CTV National News – Historic low 5 year fixed rate at 2.99%

January 17, 2012 by Kim Gibbons Filed Under: Blog, Kim in the Media

The 5 year fixed rate has hit it's all time historic low at 2.99% but keep in mind that a mortgage is more than just a rate.  BMO's promotional 2.99% 5 year rate comes with its catches so dig a bit deeper to understand the ... Read More

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Rate Drops – Another reason to use a Mortgage Broker

August 11, 2011 by Kim Gibbons Filed Under: Blog, Tips and Advice

The time between when your mortgage is approved and when you close - who is watching the rates for you, advising of any significant rate drops and providing you with the best rates right up until closing?  Would your bank ... Read More

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Kim Gibbons on Global News Re: current hot real estate market

March 2, 2011 by Kim Gibbons Filed Under: Blog, Kim in the Media

As the deadline for the new changes for amortizations from 35 to 30 years approaches, this appears to have fueled a very busy real estate market in Toronto.  There are certainly more clients purchasing and having their ... Read More

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More on the New Mortgage Changes – How they may affect you

February 15, 2011 by Kim Gibbons Filed Under: Blog, Tips and Advice

The Government announced on January 17th that they will be making changes to their government backed mortgages.  Namely, any mortgage that has less than 20% as a downpayment (with a few exceptions).  The changes are very ... Read More

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Kim Gibbons on CTV News re: Flaherty warns of higher interest rates

February 15, 2011 by Kim Gibbons Filed Under: Blog, Kim in the Media

To read the article and watch the video please click here... Kim Gibbons, ” Your Mortgage Superhero ®” Mortgage Broker FSCO lic. M08001363 416-400-8107 kim@mortgagesuperhero.com www.mortgagesuperhero.com ... Read More

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Kim Gibbons on Global TV’s Focus Ontario – New Mortgage Rules

February 15, 2011 by Kim Gibbons Filed Under: Blog, Kim in the Media, Uncategorized

To view the interview please click here... Kim Gibbons, ” Your Mortgage Superhero ®” Mortgage Broker FSCO lic. M08001363 416-400-8107 kim@mortgagesuperhero.com www.mortgagesuperhero.com ... Read More

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Kim Gibbons

As a Mortgage Broker I work in partnership with each of my clients and believe in the value of relationships. Your priorities and interests become my priorities and interests.

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Happy Clients

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“Kim shows extreme professionalism, business savvy and provided the best options for us. She has left our minds at ease due to her caring attitude.” ~ Dana Cuff and Mark Beson

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“Kim has exceeded all of our expectations.  She is an absolute expert in her field.  We will never consider using any other mortgage broker.  Kim is simply  the best.” ~ Gina Lijoi

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“Thanks for always being available at the drop of a hat to help me with my mortgage. This is why you are indeed a superhero.”
~ Andrea Macri

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“What a big relief it was to have Kim help me. In addition to giving me fantastic service she knows her stuff, is passionate about what she does and truly cares.” ~ Donna Jarego

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“Thanks for finding us the best mortgage solutions. You are an integral part of our team and our success! We couldn’t have done it without you.” ~ Paul Peic, host of ‘The Big Flip’

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“Kim made our dreams become a reality. We have now done 4 deals with Kim in 2 years with the expectation of many more. When Kim  says it can be done it is!” ~ Chris and Jen Heslin

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“Thank you so much Kim for your professionalism and kindness throughout my journey of becoming a home owner. I will not hesitate to recommend you.” ~ Charlene Chu 

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“Kim is fantastic! Working fast, she came up with something that was perfect for us. The best part is the continued support & advice she gives us after our purchase.” ~ Craig Gordon

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    Kim Gibbons, 210 Victoria Street, Toronto, Ontario , M5B 2R3   416-400-8107

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