Going through a divorce or becoming legally separated is always a challenging and emotional time. So many questions regarding your largest asset - your home, and what can be done to satisfy both parties. I speak with many clients at different ... Read More
Does your Real Estate Agent refer your mortgage directly to a bank or bank Mortgage Specialist? Chances are, if they do then they are getting paid to refer your business. Are you aware of that? If not, then you should be. As per RECO, the Real ... Read More
CMHC announced on Thursday, April 2nd that they will be increasing mortgage insurance premiums for homebuyers that have 5%-9.99% of the purchase price as a downpayment by 15%. For homebuyers with 5% down - the premium on the mortgage will increase ... Read More
Fixed rate mortgage penalties, variable rate mortgage penalties, bank penalties versus non-bank penalties - understanding the differences of each is crucial when choosing your mortgage. When clients take on a mortgage many ... Read More
As Canadian consumers become more educated and savvy with mortgage options the spotlight focuses once again on penalties and the true cost of breaking a mortgage. Here is a great article that discusses this very thing and the way you can avoid ... Read More
This is definitely a significant change and one that should be considered when looking for mortgage financing with TDCT. TDCT quietly changed their standard mortgage clauses earlier this year and without much fanfare..until now. The changes are ... Read More
Please click here to read the article "Home Renovation Reality Check" Kim Gibbons, ” Your Mortgage Superhero ®” Mortgage Broker FSCO lic. M08001363 416-400-8107 kim@mortgagesuperhero.com www.mortgagesuperhero.com ... Read More
More lenders are moving to collateral charge mortgages so it’s becoming increasingly important to understand the differences between a collateral and standard charge mortgage. TD Bank announced in October, 2010 that all new mortgages will be a ... Read More
The time between when your mortgage is approved and when you close - who is watching the rates for you, advising of any significant rate drops and providing you with the best rates right up until closing? Would your bank call you to let you know of ... Read More
“Thank you so much Kim for your professionalism and kindness throughout my journey of becoming a home owner. I will not hesitate to recommend you.” ~ Charlene Chu
“Kim shows extreme professionalism, business savvy and provided the best options for us. She has left our minds at ease due to her caring attitude.” ~ Dana Cuff and Mark Beson
“Kim made our dreams become a reality. We have now done 4 deals with Kim in 2 years with the expectation of many more. When Kim says it can be done it is!” ~ Chris and Jen Heslin
“What a big relief it was to have Kim help me. In addition to giving me fantastic service she knows her stuff, is passionate about what she does and truly cares.” ~ Donna Jarego
“Kim has exceeded all of our expectations. She is an absolute expert in her field. We will never consider using any other mortgage broker. Kim is simply the best.” ~ Gina Lijoi
“Kim is fantastic! Working fast, she came up with something that was perfect for us. The best part is the continued support & advice she gives us after our purchase.” ~ Craig Gordon
“Thanks for always being available at the drop of a hat to help me with my mortgage. This is why you are indeed a superhero.”
~ Andrea Macri
“Thanks for finding us the best mortgage solutions. You are an integral part of our team and our success! We couldn’t have done it without you.” ~ Paul Peic, host of ‘The Big Flip’
