Kim Gibbons Mortgage Broker Mortgage Superhero®

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Toronto Mortgage Broker finding the best mortgage for your particular situation

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Private Mortgage Solution TM

February 3, 2019 by Kim Gibbons Filed Under: Mortgage Solutions

With access to many private lenders, we can customize a private mortgage to suit your individual needs and situation.  Whether you require a 1st or 2nd mortgage, the Private Mortgage Solution™ will be tailored specifically ... Read More

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The Rise of Private Lenders and Private Mortgages in Canada

February 3, 2019 by Kim Gibbons Filed Under: Blog

Let's face it, in my humble opinion the federal government went overboard on imposing mortgage regulations as of January 1st, 2018. Namely the "Stress Test". We are now seeing the unintended consequences of their ... Read More

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New Mortgage Rules effective Feb 15th

February 16, 2016 by Kim Gibbons Filed Under: Blog

Between 2008 and 2012 the federal government have made several changes to the rules concerning government backed insured mortgages including reducing the amortization from 40 years to 25 years and increasing the minimum ... Read More

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Bank Fees – Are You Being Charged One to Make Your Mortgage Payment?

May 1, 2015 by Kim Gibbons Filed Under: Blog

If you ever thought a bank was working in your best interest, you may want to have a rethink.  The banks have shareholders to answer to and the demand for their share price to continue to rise as well as the expectation of ... Read More

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The CMHC Mortgage Insurance Premium Increase as of June 1, 2015

April 6, 2015 by Kim Gibbons Filed Under: Blog

CMHC announced on Thursday, April 2nd that they will be increasing mortgage insurance premiums for homebuyers that have 5%-9.99% of the purchase price as a downpayment by 15%.  For homebuyers with 5% down - the premium on the ... Read More

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Collateral Mortgages and Lender Updates

March 25, 2015 by Kim Gibbons Filed Under: Blog

The increasingly hot topic of collateral mortgages continues to make headlines and with more lenders forgoing a standard charge mortgage (also known as a conventional charge mortgage) for the collateral charge - we thought it ... Read More

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A Mortgage is More Than Just a Rate – Restrictions, Features, and Myths

March 1, 2015 by Kim Gibbons Filed Under: Blog

Looking for the absolute rock bottom lowest mortgage interest rate?  Gone are the days when consumers are just looking for the lowest mortgage rate.  OK, let's face it - some still do but many who are searching for mortgages ... Read More

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The Welcome to Canada Strategy™

Superkim holding the Canadian flag

October 12, 2014 by Kim Gibbons Filed Under: Mortgage Solutions

Welcome to Canada! Whatever your situation is, The Welcome to Canada Strategy™ encompasses many solutions.  We have personalized solutions for the following: New to Canada with permanent residence status New to ... Read More

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The Second Home Dream Plan™

Relaxing in cottage country

October 11, 2014 by Kim Gibbons Filed Under: Mortgage Solutions

Looking for a cottage getaway to spend those days of summer or maybe that chalet for the winter season?  Need a condo in the city for yourself or maybe for a child that is attending university?  Purchasing a vacation home in ... Read More

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Kim Gibbons

As a Mortgage Broker I work in partnership with each of my clients and believe in the value of relationships. Your priorities and interests become my priorities and interests.

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Happy Clients

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“Thanks for finding us the best mortgage solutions. You are an integral part of our team and our success! We couldn’t have done it without you.” ~ Paul Peic, host of ‘The Big Flip’

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“Kim made our dreams become a reality. We have now done 4 deals with Kim in 2 years with the expectation of many more. When Kim  says it can be done it is!” ~ Chris and Jen Heslin

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“Kim has exceeded all of our expectations.  She is an absolute expert in her field.  We will never consider using any other mortgage broker.  Kim is simply  the best.” ~ Gina Lijoi

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“Kim is fantastic! Working fast, she came up with something that was perfect for us. The best part is the continued support & advice she gives us after our purchase.” ~ Craig Gordon

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“Thank you so much Kim for your professionalism and kindness throughout my journey of becoming a home owner. I will not hesitate to recommend you.” ~ Charlene Chu 

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“What a big relief it was to have Kim help me. In addition to giving me fantastic service she knows her stuff, is passionate about what she does and truly cares.” ~ Donna Jarego

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“Kim shows extreme professionalism, business savvy and provided the best options for us. She has left our minds at ease due to her caring attitude.” ~ Dana Cuff and Mark Beson

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“Thanks for always being available at the drop of a hat to help me with my mortgage. This is why you are indeed a superhero.”
~ Andrea Macri

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    Kim Gibbons, 210 Victoria Street, Toronto, Ontario , M5B 2R3   416-400-8107

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