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Kim Gibbons: Your Mortgage Superhero
The Rise of Private Lenders and Private Mortgages in Canada
Let's face it, in my humble opinion the federal government went overboard on imposing mortgage regulations as of January 1st, 2018. Namely the "Stress Test". We are now seeing the unintended consequences of their actions a year later. Higher costs for Canadians with fewer mortgage financing options. The stress test essentially qualifies you ... Read More
About Kim
As a Mortgage Broker I work in partnership with each of my clients and believe in the value of relationships. Your priorities and interests become my priorities and interests. I will ensure that you save time, money and more importantly you will have peace of mind that you received the best possible mortgage solution that meets your individual needs.
Read More »Money Becomes Harder to Borrow Come Jan 1st, 2018
On October 17th the Office of the Superintendent of Financial Institutions unveiled their final changes to the B20 mortgage underwriting guidelines. What could be the ... Read More
How to Pay for that Million Dollar Renovation
Jumping into the world of home (or condo) renovation is always something that you need to be not only financially prepared for but mentally and emotionally. Especially if it ... Read More
Purchased Before Selling? Bridge Financing Explained
What is mortgage bridge financing or as it is more commonly known as, a bridge loan? Essentially, the mortgage lender is lending you your downpayment and in most cases, your ... Read More
