Kim Gibbons Mortgage Broker Mortgage Superhero®
Toronto Mortgage Broker finding the best mortgage for your particular situation
With access to many private lenders, we can customize a private mortgage to suit your individual needs and situation. Whether you require a 1st or 2nd mortgage, the Private Mortgage Solution™ will be tailored specifically ... Read More
Let's face it, in my humble opinion the federal government went overboard on imposing mortgage regulations as of January 1st, 2018. Namely the "Stress Test". We are now seeing the unintended consequences of their ... Read More
Does your Real Estate Agent refer your mortgage directly to a bank or bank Mortgage Specialist? Chances are, if they do then they are getting paid to refer your business. Are you aware of that? If not, then you should ... Read More
Fixed rate mortgage penalties, variable rate mortgage penalties, bank penalties versus non-bank penalties - understanding the differences of each is crucial when choosing your mortgage. When clients take ... Read More
Are you simply paying more interest on your debt than you have to? Are your overall payments higher than they need to be? Using the equity in your home to reduce your interest costs, reduce your payments and place more ... Read More
As Canadian consumers become more educated and savvy with mortgage options the spotlight focuses once again on penalties and the true cost of breaking a mortgage. Here is a great article that discusses this very thing and ... Read More
Last week Marketplace on CBC ran an episode called "Busting the Banks" where they investigated disclosure of collateral charge mortgages to consumers. This is a hot topic and I have written an article previous to this about ... Read More
More lenders are moving to collateral charge mortgages so it’s becoming increasingly important to understand the differences between a collateral and standard charge mortgage. TD Bank announced in October, 2010 that all new ... Read More
The time between when your mortgage is approved and when you close - who is watching the rates for you, advising of any significant rate drops and providing you with the best rates right up until closing? Would your bank ... Read More
“Thank you so much Kim for your professionalism and kindness throughout my journey of becoming a home owner. I will not hesitate to recommend you.” ~ Charlene Chu
“Kim shows extreme professionalism, business savvy and provided the best options for us. She has left our minds at ease due to her caring attitude.” ~ Dana Cuff and Mark Beson
“Thanks for always being available at the drop of a hat to help me with my mortgage. This is why you are indeed a superhero.”
~ Andrea Macri
“What a big relief it was to have Kim help me. In addition to giving me fantastic service she knows her stuff, is passionate about what she does and truly cares.” ~ Donna Jarego
“Kim made our dreams become a reality. We have now done 4 deals with Kim in 2 years with the expectation of many more. When Kim says it can be done it is!” ~ Chris and Jen Heslin
“Kim has exceeded all of our expectations. She is an absolute expert in her field. We will never consider using any other mortgage broker. Kim is simply the best.” ~ Gina Lijoi
“Thanks for finding us the best mortgage solutions. You are an integral part of our team and our success! We couldn’t have done it without you.” ~ Paul Peic, host of ‘The Big Flip’
“Kim is fantastic! Working fast, she came up with something that was perfect for us. The best part is the continued support & advice she gives us after our purchase.” ~ Craig Gordon
