With the federal government's changes to the housing industry coming into effect on October 17th and November 30th, it is important to let your voice be heard. Please sign this petition to signal to the federal ... Read More
Dramatic New Mortgage Rules That May Affect You
Well, when the federal government wants to drop a bomb on the housing market, they go full out. They announced changes to the mortgage rules yesterday and boy are they doozies! I will start with what I see as the most ... Read More
Divorce, Legal Separation, your Home and your Mortgage
Going through a divorce or becoming legally separated is always a challenging and emotional time. So many questions regarding your largest asset - your home, and what can be done to satisfy both parties. I speak with many ... Read More
Collateral Mortgages and Lender Updates
The increasingly hot topic of collateral mortgages continues to make headlines and with more lenders forgoing a standard charge mortgage (also known as a conventional charge mortgage) for the collateral charge - we thought it ... Read More
A Mortgage is More Than Just a Rate – Restrictions, Features, and Myths
Looking for the absolute rock bottom lowest mortgage interest rate? Gone are the days when consumers are just looking for the lowest mortgage rate. OK, let's face it - some still do but many who are searching for mortgages ... Read More
The Purchasing Super Plan™
Purchasing a home can be exhilarating and daunting at the same time. So many things to consider with finding the perfect home or condo that meets all of your needs and mortgage financing is one of the biggest ... Read More
Marketplace takes on TDCT and disclosure of collateral charge mortgages
Last week Marketplace on CBC ran an episode called "Busting the Banks" where they investigated disclosure of collateral charge mortgages to consumers. This is a hot topic and I have written an article previous to this about ... Read More
Understanding Collateral versus Standard Charge Mortgages
More lenders are moving to collateral charge mortgages so it’s becoming increasingly important to understand the differences between a collateral and standard charge mortgage. TD Bank announced in October, 2010 that all new ... Read More