Kim Gibbons Mortgage Broker Mortgage Superhero®

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Toronto Mortgage Broker finding the best mortgage for your particular situation

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Private Mortgage Solution TM

February 3, 2019 by Kim Gibbons Filed Under: Mortgage Solutions

With access to many private lenders, we can customize a private mortgage to suit your individual needs and situation.  Whether you require a 1st or 2nd mortgage, the Private Mortgage Solution™ will be tailored specifically ... Read More

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The Rise of Private Lenders and Private Mortgages in Canada

February 3, 2019 by Kim Gibbons Filed Under: Blog

Let's face it, in my humble opinion the federal government went overboard on imposing mortgage regulations as of January 1st, 2018. Namely the "Stress Test". We are now seeing the unintended consequences of their ... Read More

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Keep Competition for Your Mortgage in Canada

October 6, 2016 by Kim Gibbons Filed Under: Blog

  With the federal government's changes to the housing industry coming into effect on October 17th and November 30th, it is important to let your voice be heard.  Please sign this petition to signal to the federal ... Read More

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Dramatic New Mortgage Rules That May Affect You

October 4, 2016 by Kim Gibbons Filed Under: Blog

Well, when the federal government wants to drop a bomb on the housing market, they go full out.  They announced changes to the mortgage rules yesterday and boy are they doozies!  I will start with what I see as the most ... Read More

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Divorce, Legal Separation, your Home and your Mortgage

September 11, 2015 by Kim Gibbons Filed Under: Blog

Going through a divorce or becoming legally separated is always a challenging and emotional time.  So many questions regarding your largest asset - your home, and what can be done to satisfy both parties.  I speak with many ... Read More

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Mortgage Prepayment Penalties Explained

January 28, 2015 by Kim Gibbons Filed Under: Blog

    Fixed rate mortgage penalties, variable rate mortgage penalties, bank penalties versus non-bank penalties - understanding the differences of each is crucial when choosing your mortgage.  When clients take ... Read More

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The Debt Consolidation Relief Strategy™

October 3, 2014 by Kim Gibbons Filed Under: Mortgage Solutions

Are you simply paying more interest on your debt than you have to?  Are your overall payments higher than they need to be?  Using the equity in your home to reduce your interest costs, reduce your payments and place more ... Read More

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How to Avoid Penalty Shock on your Mortgage – Kim Gibbons featured in Yahoo Finance

June 9, 2014 by Kim Gibbons Filed Under: Blog, Kim in the Media

As Canadian consumers become more educated and savvy with mortgage options the spotlight focuses once again on penalties and the true cost of breaking a mortgage.  Here is a great article that discusses this very thing and ... Read More

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Marketplace takes on TDCT and disclosure of collateral charge mortgages

January 29, 2013 by Kim Gibbons Filed Under: Blog, Tips and Advice

Last week Marketplace on CBC ran an episode called "Busting the Banks" where they investigated disclosure of collateral charge mortgages to consumers.  This is a hot topic and I have written an article previous to this about ... Read More

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Kim Gibbons

As a Mortgage Broker I work in partnership with each of my clients and believe in the value of relationships. Your priorities and interests become my priorities and interests.

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Happy Clients

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“Kim is fantastic! Working fast, she came up with something that was perfect for us. The best part is the continued support & advice she gives us after our purchase.” ~ Craig Gordon

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“Thank you so much Kim for your professionalism and kindness throughout my journey of becoming a home owner. I will not hesitate to recommend you.” ~ Charlene Chu 

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“Kim made our dreams become a reality. We have now done 4 deals with Kim in 2 years with the expectation of many more. When Kim  says it can be done it is!” ~ Chris and Jen Heslin

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“Thanks for finding us the best mortgage solutions. You are an integral part of our team and our success! We couldn’t have done it without you.” ~ Paul Peic, host of ‘The Big Flip’

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“Thanks for always being available at the drop of a hat to help me with my mortgage. This is why you are indeed a superhero.”
~ Andrea Macri

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“What a big relief it was to have Kim help me. In addition to giving me fantastic service she knows her stuff, is passionate about what she does and truly cares.” ~ Donna Jarego

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“Kim shows extreme professionalism, business savvy and provided the best options for us. She has left our minds at ease due to her caring attitude.” ~ Dana Cuff and Mark Beson

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“Kim has exceeded all of our expectations.  She is an absolute expert in her field.  We will never consider using any other mortgage broker.  Kim is simply  the best.” ~ Gina Lijoi

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    Kim Gibbons, 210 Victoria Street, Toronto, Ontario , M5B 2R3   416-400-8107

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