Kim Gibbons Mortgage Broker Mortgage Superhero®

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Toronto Mortgage Broker finding the best mortgage for your particular situation

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As expected – Bank of Canada increases overnight rate by .25%

June 1, 2010 by Kim Gibbons Filed Under: Blog, Uncategorized

As widely speculated, the Bank of Canada has increased their overnight rate by .25%..  How does this affect you?  Well if you are in a variable rate mortgage then expect the prime rate to increase from 2.25% to 2.50% and your ... Read More

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Kim Gibbons on Global News discussing Credit Bureaus & Mortgages

May 26, 2010 by Kim Gibbons Filed Under: Blog, Kim in the Media, Uncategorized

Sean O'Shea from Global News caught me in between Victoria Day barbeques to discuss the importance of your credit bureau as it pertains to obtaining a mortgage. click here to watch the news segment ... Read More

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Understanding the Trends Behind Mortgage Interest Rates

April 23, 2010 by Kim Gibbons Filed Under: Blog, Tips and Advice

The Bank of Canada is expected by many economists to raise short-term interest rates in June or July, prompting many homebuyers and mortgage holders to ask whether a variable-rate mortgage or a fixed-rate mortgage is best for ... Read More

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Kim Gibbons on Global News Discussing Mortgage Interest Rates

April 21, 2010 by Kim Gibbons Filed Under: Blog, Kim in the Media

Take a look at the Global News - Consumer SOS report from April 20th where a discussion of interest rates took place on the heels of the Bank of Canada overnight rate announcement: click here for the link ... Read More

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New Mortgage Rules Start Today

April 19, 2010 by Kim Gibbons Filed Under: Blog, Tips and Advice

The new mortgage rules that the Federal Government has imposed take effect today. Here are the new rules and how they may affect you: 1. Qualifying rates have changed for variable rates and fixed rates with terms of 1-4 ... Read More

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An overview of the HST in Ontario – coming into effect July 1, 2010.

February 24, 2010 by Kim Gibbons Filed Under: Blog, Tips and Advice

  After July 1, 2010, every residential real estate transaction in Ontario will face a significant tax increase. Specifically, home buyers and sellers can expect to pay 8% more on legal fees, appraisals, real estate ... Read More

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Good and Bad Debt – Is There a Difference?

February 23, 2010 by Kim Gibbons Filed Under: Blog, General, Tips and Advice, Uncategorized

  Not all debt is created equally.  Let's face it, debt is not something we desire to have but there is a difference between the good and bad and it lies in how it can hurt or help you reach your financial ... Read More

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New Mortgage Rules – an ambiguous announcement

February 17, 2010 by Kim Gibbons Filed Under: Blog

Stay tuned for the ever changing interpretation of the 3 new rules to the mortgage industry announced by the Finance Minister yesterday.  His statement was ambiguous at best and many questions still go unanswered about how ... Read More

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New Mortgage Rules: A breakdown of what they are & what they mean to you

February 16, 2010 by Kim Gibbons Filed Under: Blog

Minister of Finance, Jim Flaherty announced 3 new mortgage rules to take effect on April 19, 2010. Keep in mind that these apply to Government backed mortgages - CMHC insured. Here are the rules which are excerpts from the ... Read More

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Kim Gibbons

As a Mortgage Broker I work in partnership with each of my clients and believe in the value of relationships. Your priorities and interests become my priorities and interests.

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Happy Clients

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“Thanks for always being available at the drop of a hat to help me with my mortgage. This is why you are indeed a superhero.”
~ Andrea Macri

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“Kim is fantastic! Working fast, she came up with something that was perfect for us. The best part is the continued support & advice she gives us after our purchase.” ~ Craig Gordon

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“Kim shows extreme professionalism, business savvy and provided the best options for us. She has left our minds at ease due to her caring attitude.” ~ Dana Cuff and Mark Beson

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“What a big relief it was to have Kim help me. In addition to giving me fantastic service she knows her stuff, is passionate about what she does and truly cares.” ~ Donna Jarego

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“Kim made our dreams become a reality. We have now done 4 deals with Kim in 2 years with the expectation of many more. When Kim  says it can be done it is!” ~ Chris and Jen Heslin

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“Thank you so much Kim for your professionalism and kindness throughout my journey of becoming a home owner. I will not hesitate to recommend you.” ~ Charlene Chu 

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“Thanks for finding us the best mortgage solutions. You are an integral part of our team and our success! We couldn’t have done it without you.” ~ Paul Peic, host of ‘The Big Flip’

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“Kim has exceeded all of our expectations.  She is an absolute expert in her field.  We will never consider using any other mortgage broker.  Kim is simply  the best.” ~ Gina Lijoi

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    Kim Gibbons, 210 Victoria Street, Toronto, Ontario , M5B 2R3   416-400-8107

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