To view the interview please click here... Kim Gibbons, ” Your Mortgage Superhero ®” Mortgage Broker FSCO lic. M08001363 416-400-8107 kim@mortgagesuperhero.com www.mortgagesuperhero.com ... Read More
Kim Gibbons on Global News re: new Mortgage changes announced Jan 17, 2011
On Monday Jan. 17th the federal government announced 3 changes concerning government backed (CMHC) mortgages. The three changes as are follows: 1. The maximum amortization will be decreased from 35 years to 30 years. This ... Read More
Kim Gibbons in Dec/Jan issue of MoneySense Magazine “Should you Break your Mortgage?”
With curent low rates, is it time to give your mortgage a checkup and see if you could be saving money? Take a look at the most recent article concerning this very subject in MoneySense Magazine, if you would like a free ... Read More
Kim Gibbons on Global News commenting on TD Canada Trust’s new mortgage changes effective Oct. 18, 2010
To watch the interview please click here... For those considering a TD Canada Trust mortgage, take note. TD Canada Trust made a sweeping change to their mortgage lending effective October 18th, 2010. They are no ... Read More
Should you pay down your mortgage or use the funds to contribute to your RSP? An interesting opinion in this current investment environment.
This is a question I receive from my clients quite often "Should I use my extra funds to pay down my mortgage or put the funds towards an RSP?". Many times it may make sense to make the RSP contribution, wait for the tax ... Read More
Kim Gibbons quoted in National Post re: Immediate family gifting a down payment + Guarantors and Co-signers of mortgages
Buying a first home can be pretty stressful and will likely impose a fairly hefty financial burden on the purchaser. Many parents and grandparents may be tempted to lend or give money for a deposit or even act as a ... Read More
Kim Gibbons on Global News discussing mortgage rates and the Bank of Canada
Bank of Canada increased their overnight rate on July 20, 2010 by .25% which brings the prime rate to 2.75%. Variable rates are still a great deal and now the best 5 year closed variable is at prime - .65% or 2.10%. To ... Read More
Kim Gibbons quoted in National Post article – Hybrid Mortgages
There are many things to consider when looking at making a choice to have a hybrid or split mortgage. The below noted article article touches on a few items only but there are other pros and cons as well. Although on the ... Read More
What Type of Mortgage Borrower are you?
When getting a mortgage - or when reviewing your current mortgage strategy - it is helpful to begin thinking about the mortgage options with which you would feel most comfortable. By having an understanding of your ... Read More









