Going through a separation or divorce? Your home can be the asset that gives both partners a fresh start. Want to look at your options - as an individual or as a couple? Let's talk. For many Canadians, legal ... Read More
The New Chapter Solution™
The First Time Homebuyer Gameplan™
Is it time to stop renting or time to move away from the security of your parent's home? Have you built up some savings or have gifted funds from family members for your downpayment? As a first time homebuyer, everything ... Read More
The Debt Consolidation Relief Strategy™
Are you simply paying more interest on your debt than you have to? Are your overall payments higher than they need to be? Using the equity in your home to reduce your interest costs, reduce your payments and place more ... Read More
The Self Employed Solution™
It has become increasingly more difficult for self employed individuals to finance properties. It's not news that the majority of business for self clients may not claim as much in personal income due to business expenses ... Read More
The Purchasing Super Plan™
Purchasing a home can be exhilarating and daunting at the same time. So many things to consider with finding the perfect home or condo that meets all of your needs and mortgage financing is one of the biggest ... Read More
How to Avoid Penalty Shock on your Mortgage – Kim Gibbons featured in Yahoo Finance
As Canadian consumers become more educated and savvy with mortgage options the spotlight focuses once again on penalties and the true cost of breaking a mortgage. Here is a great article that discusses this very thing and ... Read More
TDCT quietly makes changes to their Standard Mortgage clauses – Buyer Beware
This is definitely a significant change and one that should be considered when looking for mortgage financing with TDCT. TDCT quietly changed their standard mortgage clauses earlier this year and without much fanfare..until ... Read More
Kim Gibbons in Feb/Mar issue of Moneysense Magazine – Financing Renovations
Please click here to read the article "Home Renovation Reality Check" Kim Gibbons, ” Your Mortgage Superhero ®” Mortgage Broker FSCO lic. ... Read More
Understanding Collateral versus Standard Charge Mortgages
More lenders are moving to collateral charge mortgages so it’s becoming increasingly important to understand the differences between a collateral and standard charge mortgage. TD Bank announced in October, 2010 that all new ... Read More
