- your principal residence
- your first home – First Time Homebuyer
- an investment or rental property
- a cottage or vacation home
- a 2nd home for your child (student) or a parent
Recently purchased a property?
You’ve come to the right place. Let’s take a look at all of the options available to you to ensure that you get the best mortgage deal in the market for when your home closes.
Do you know that I keep my eye on rates and terms right up to the week of your closing and if there is a better deal out there with another lender, I will negotiate a better rate with the existing lender or switch to another provider. If there are rate drops along the way from the time we have an approval until we close then you can bet you will benefit from those as well – I stay on top of these changes for you! Banks certainly don’t call you when the rate drops…
Do you need a pre-approval? Are you looking at buying property in the near future?
I can help you with getting you set up with a pre-approval so that you know exactly what you could qualify in terms of a purchase price and a mortgage amount. I will guide you through the process and show you a payment that will be affordable and comfortable for you. I can also guarantee a rate for up to 120 days to give you plenty of time to go shopping for a home. Of course I am always available should you find a home that you want to put an offer on and need me to “crunch” the numbers for you prior to the offer stage. I’ll provide the crucial support you need.