With access to many private lenders, we can customize a private mortgage to suit your individual needs and situation. Whether you require a 1st or 2nd mortgage, the Private Mortgage Solution™ will be tailored specifically ... Read More
The Rise of Private Lenders and Private Mortgages in Canada
Let's face it, in my humble opinion the federal government went overboard on imposing mortgage regulations as of January 1st, 2018. Namely the "Stress Test". We are now seeing the unintended consequences of their ... Read More
New Mortgage Rules effective Feb 15th
Between 2008 and 2012 the federal government have made several changes to the rules concerning government backed insured mortgages including reducing the amortization from 40 years to 25 years and increasing the minimum ... Read More
Bank Fees – Are You Being Charged One to Make Your Mortgage Payment?
If you ever thought a bank was working in your best interest, you may want to have a rethink. The banks have shareholders to answer to and the demand for their share price to continue to rise as well as the expectation of ... Read More
The CMHC Mortgage Insurance Premium Increase as of June 1, 2015
CMHC announced on Thursday, April 2nd that they will be increasing mortgage insurance premiums for homebuyers that have 5%-9.99% of the purchase price as a downpayment by 15%. For homebuyers with 5% down - the premium on the ... Read More
Collateral Mortgages and Lender Updates
The increasingly hot topic of collateral mortgages continues to make headlines and with more lenders forgoing a standard charge mortgage (also known as a conventional charge mortgage) for the collateral charge - we thought it ... Read More
A Mortgage is More Than Just a Rate – Restrictions, Features, and Myths
Looking for the absolute rock bottom lowest mortgage interest rate? Gone are the days when consumers are just looking for the lowest mortgage rate. OK, let's face it - some still do but many who are searching for mortgages ... Read More
The Welcome to Canada Strategy™
Welcome to Canada! Whatever your situation is, The Welcome to Canada Strategy™ encompasses many solutions. We have personalized solutions for the following: New to Canada with permanent residence status New to ... Read More
The Second Home Dream Plan™
Looking for a cottage getaway to spend those days of summer or maybe that chalet for the winter season? Need a condo in the city for yourself or maybe for a child that is attending university? Purchasing a vacation home in ... Read More