With access to many private lenders, we can customize a private mortgage to suit your individual needs and situation. Whether you require a 1st or 2nd mortgage, the Private Mortgage Solution™ will be tailored specifically ... Read More
The Rise of Private Lenders and Private Mortgages in Canada
Let's face it, in my humble opinion the federal government went overboard on imposing mortgage regulations as of January 1st, 2018. Namely the "Stress Test". We are now seeing the unintended consequences of their ... Read More
Keep Competition for Your Mortgage in Canada
With the federal government's changes to the housing industry coming into effect on October 17th and November 30th, it is important to let your voice be heard. Please sign this petition to signal to the federal ... Read More
Dramatic New Mortgage Rules That May Affect You
Well, when the federal government wants to drop a bomb on the housing market, they go full out. They announced changes to the mortgage rules yesterday and boy are they doozies! I will start with what I see as the most ... Read More
Divorce, Legal Separation, your Home and your Mortgage
Going through a divorce or becoming legally separated is always a challenging and emotional time. So many questions regarding your largest asset - your home, and what can be done to satisfy both parties. I speak with many ... Read More
Mortgage Prepayment Penalties Explained
Fixed rate mortgage penalties, variable rate mortgage penalties, bank penalties versus non-bank penalties - understanding the differences of each is crucial when choosing your mortgage. When clients take ... Read More
The Debt Consolidation Relief Strategy™
Are you simply paying more interest on your debt than you have to? Are your overall payments higher than they need to be? Using the equity in your home to reduce your interest costs, reduce your payments and place more ... Read More
How to Avoid Penalty Shock on your Mortgage – Kim Gibbons featured in Yahoo Finance
As Canadian consumers become more educated and savvy with mortgage options the spotlight focuses once again on penalties and the true cost of breaking a mortgage. Here is a great article that discusses this very thing and ... Read More
Marketplace takes on TDCT and disclosure of collateral charge mortgages
Last week Marketplace on CBC ran an episode called "Busting the Banks" where they investigated disclosure of collateral charge mortgages to consumers. This is a hot topic and I have written an article previous to this about ... Read More