Kim Gibbons Mortgage Broker Mortgage Superhero®

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Toronto Mortgage Broker finding the best mortgage for your particular situation

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Keep Competition for Your Mortgage in Canada

October 6, 2016 by Kim Gibbons Filed Under: Blog

  With the federal government's changes to the housing industry coming into effect on October 17th and November 30th, it is important to let your voice be heard.  Please sign this petition to signal to the federal ... Read More

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Dramatic New Mortgage Rules That May Affect You

October 4, 2016 by Kim Gibbons Filed Under: Blog

Well, when the federal government wants to drop a bomb on the housing market, they go full out.  They announced changes to the mortgage rules yesterday and boy are they doozies!  I will start with what I see as the most ... Read More

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Divorce, Legal Separation, your Home and your Mortgage

September 11, 2015 by Kim Gibbons Filed Under: Blog

Going through a divorce or becoming legally separated is always a challenging and emotional time.  So many questions regarding your largest asset - your home, and what can be done to satisfy both parties.  I speak with many ... Read More

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Collateral Mortgages and Lender Updates

March 25, 2015 by Kim Gibbons Filed Under: Blog

The increasingly hot topic of collateral mortgages continues to make headlines and with more lenders forgoing a standard charge mortgage (also known as a conventional charge mortgage) for the collateral charge - we thought it ... Read More

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A Mortgage is More Than Just a Rate – Restrictions, Features, and Myths

March 1, 2015 by Kim Gibbons Filed Under: Blog

Looking for the absolute rock bottom lowest mortgage interest rate?  Gone are the days when consumers are just looking for the lowest mortgage rate.  OK, let's face it - some still do but many who are searching for mortgages ... Read More

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The Purchasing Super Plan™

Superdog is proud of his new house

October 2, 2014 by Kim Gibbons Filed Under: Mortgage Solutions

Purchasing a home can be exhilarating and daunting at the same time. So many things to consider with finding the perfect home or condo that meets all of your needs and mortgage financing is one of the biggest ... Read More

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Marketplace takes on TDCT and disclosure of collateral charge mortgages

January 29, 2013 by Kim Gibbons Filed Under: Blog, Tips and Advice

Last week Marketplace on CBC ran an episode called "Busting the Banks" where they investigated disclosure of collateral charge mortgages to consumers.  This is a hot topic and I have written an article previous to this about ... Read More

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Understanding Collateral versus Standard Charge Mortgages

February 3, 2012 by Kim Gibbons Filed Under: Blog, Tips and Advice

More lenders are moving to collateral charge mortgages so it’s becoming increasingly important to understand the differences between a collateral and standard charge mortgage. TD Bank announced in October, 2010 that all new ... Read More

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Kim Gibbons

As a Mortgage Broker I work in partnership with each of my clients and believe in the value of relationships. Your priorities and interests become my priorities and interests.

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Happy Clients

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“Thanks for always being available at the drop of a hat to help me with my mortgage. This is why you are indeed a superhero.”
~ Andrea Macri

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“Kim has exceeded all of our expectations.  She is an absolute expert in her field.  We will never consider using any other mortgage broker.  Kim is simply  the best.” ~ Gina Lijoi

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“Kim shows extreme professionalism, business savvy and provided the best options for us. She has left our minds at ease due to her caring attitude.” ~ Dana Cuff and Mark Beson

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“What a big relief it was to have Kim help me. In addition to giving me fantastic service she knows her stuff, is passionate about what she does and truly cares.” ~ Donna Jarego

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“Thank you so much Kim for your professionalism and kindness throughout my journey of becoming a home owner. I will not hesitate to recommend you.” ~ Charlene Chu 

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“Thanks for finding us the best mortgage solutions. You are an integral part of our team and our success! We couldn’t have done it without you.” ~ Paul Peic, host of ‘The Big Flip’

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“Kim made our dreams become a reality. We have now done 4 deals with Kim in 2 years with the expectation of many more. When Kim  says it can be done it is!” ~ Chris and Jen Heslin

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“Kim is fantastic! Working fast, she came up with something that was perfect for us. The best part is the continued support & advice she gives us after our purchase.” ~ Craig Gordon

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    Kim Gibbons, 210 Victoria Street, Toronto, Ontario , M5B 2R3   416-400-8107

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