Kim Gibbons Mortgage Broker Mortgage Superhero®

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Toronto Mortgage Broker finding the best mortgage for your particular situation

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Keep Competition for Your Mortgage in Canada

October 6, 2016 by Kim Gibbons Filed Under: Blog

  With the federal government's changes to the housing industry coming into effect on October 17th and November 30th, it is important to let your voice be heard.  Please sign this petition to signal to the federal ... Read More

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Dramatic New Mortgage Rules That May Affect You

October 4, 2016 by Kim Gibbons Filed Under: Blog

Well, when the federal government wants to drop a bomb on the housing market, they go full out.  They announced changes to the mortgage rules yesterday and boy are they doozies!  I will start with what I see as the most ... Read More

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More on the New Mortgage Changes – How they may affect you

February 15, 2011 by Kim Gibbons Filed Under: Blog, Tips and Advice

The Government announced on January 17th that they will be making changes to their government backed mortgages.  Namely, any mortgage that has less than 20% as a downpayment (with a few exceptions).  The changes are very ... Read More

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Kim Gibbons on CTV News re: Flaherty warns of higher interest rates

February 15, 2011 by Kim Gibbons Filed Under: Blog, Kim in the Media

To read the article and watch the video please click here... Kim Gibbons, ” Your Mortgage Superhero ®” Mortgage Broker FSCO lic. M08001363 416-400-8107 kim@mortgagesuperhero.com www.mortgagesuperhero.com ... Read More

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Kim Gibbons on Global News discussing mortgage rates and the Bank of Canada

July 26, 2010 by Kim Gibbons Filed Under: Blog, Kim in the Media

Bank of Canada increased their overnight rate on July 20, 2010 by .25% which brings the prime rate to 2.75%. Variable rates are still a great deal and now the best 5 year closed variable is at prime - .65% or 2.10%. To ... Read More

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As expected – Bank of Canada increases overnight rate by .25%

June 1, 2010 by Kim Gibbons Filed Under: Blog, Uncategorized

As widely speculated, the Bank of Canada has increased their overnight rate by .25%..  How does this affect you?  Well if you are in a variable rate mortgage then expect the prime rate to increase from 2.25% to 2.50% and your ... Read More

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Understanding the Trends Behind Mortgage Interest Rates

April 23, 2010 by Kim Gibbons Filed Under: Blog, Tips and Advice

The Bank of Canada is expected by many economists to raise short-term interest rates in June or July, prompting many homebuyers and mortgage holders to ask whether a variable-rate mortgage or a fixed-rate mortgage is best for ... Read More

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Kim Gibbons on Global News Discussing Mortgage Interest Rates

April 21, 2010 by Kim Gibbons Filed Under: Blog, Kim in the Media

Take a look at the Global News - Consumer SOS report from April 20th where a discussion of interest rates took place on the heels of the Bank of Canada overnight rate announcement: click here for the link ... Read More

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New Mortgage Rules Start Today

April 19, 2010 by Kim Gibbons Filed Under: Blog, Tips and Advice

The new mortgage rules that the Federal Government has imposed take effect today. Here are the new rules and how they may affect you: 1. Qualifying rates have changed for variable rates and fixed rates with terms of 1-4 ... Read More

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Kim Gibbons

As a Mortgage Broker I work in partnership with each of my clients and believe in the value of relationships. Your priorities and interests become my priorities and interests.

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Happy Clients

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“What a big relief it was to have Kim help me. In addition to giving me fantastic service she knows her stuff, is passionate about what she does and truly cares.” ~ Donna Jarego

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“Kim is fantastic! Working fast, she came up with something that was perfect for us. The best part is the continued support & advice she gives us after our purchase.” ~ Craig Gordon

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“Kim made our dreams become a reality. We have now done 4 deals with Kim in 2 years with the expectation of many more. When Kim  says it can be done it is!” ~ Chris and Jen Heslin

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“Thanks for always being available at the drop of a hat to help me with my mortgage. This is why you are indeed a superhero.”
~ Andrea Macri

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“Thanks for finding us the best mortgage solutions. You are an integral part of our team and our success! We couldn’t have done it without you.” ~ Paul Peic, host of ‘The Big Flip’

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“Kim has exceeded all of our expectations.  She is an absolute expert in her field.  We will never consider using any other mortgage broker.  Kim is simply  the best.” ~ Gina Lijoi

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“Kim shows extreme professionalism, business savvy and provided the best options for us. She has left our minds at ease due to her caring attitude.” ~ Dana Cuff and Mark Beson

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“Thank you so much Kim for your professionalism and kindness throughout my journey of becoming a home owner. I will not hesitate to recommend you.” ~ Charlene Chu 

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