As a first time homebuyer, everything is new and exciting – the terminology, the process, the leap into purchasing the largest asset you own. This is a big decision and we are here to guide you step by step through the process, explaining every detail so you are well equipped to make the right choices along the way.
From obtaining a pre-approval, to selecting a real estate agent and lawyer to assisting during the offer stage and guiding you through the approval process and documentation required – we are there to support you at every step.
As a first time buyer, you may be entitled to certain exemptions when it comes to land transfer tax that we can explain as well. Taking advantage of the RSP Homebuyers Plan is a fantastic way to use your RSP investments for your downpayment while not being taxed upon withdrawal.
Here is the link for more info on the program: http://www.cra-arc.gc.ca/hbp/
If you have a family member that can provide gifted funds, we can use this as your downpayment as well.
Every dollar counts, especially when you are a first time homebuyer and we will go over all costs associated with your new purchase to make sure there are no surprises at closing.
Call your Mortgage Superhero® today to get started!
Mortgage Superhero® 416-400-8107
