Mortgage Superhero®

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Renewing Your Mortgage

Is your Toronto mortgage coming up for renewal within 120 days?

Lenders used to send out renewal notices for their clients months in advance – that was the past as banks and other lenders realized the cost of this was clearly not in their best interest.  Now, you are lucky to get a notice with rates and options 3 weeks in advance.  This is clearly not in the best interest of the client especially if rates are going up as the time approaches for your renewal.

I can lock in and guarantee a rate for you 120 days prior to your maturity and have all the paperwork completed long before your renewal date.  This will let you know exactly where you stand with your rate and will give you another tool to save money in the long run by hedging your interest rate risk with this 120 day rate guarantee. Put money back into your own pockets – not the banks.

Of course, if rates drop before your renewal you can be rest assured that the benefit of that drop will go directly to you.  Your interests will always be served.

Is your mortgage coming up for renewal after 120 days?

Contact me to register your renewal (maturity date) even if it is longer than 120 days from today.  I will diarize to contact you at the 120 day prior to maturity mark and start the process of guaranteeing the best rate and deal long before a renewal letter is sent from your bank.  We can have the paperwork completed prior to maturity and keep more money in your pocket instead of the bank.

See Also:
Purchasing a Property
Refinancing Your Mortgage

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Kim Gibbons

As a Mortgage Broker I work in partnership with each of my clients and believe in the value of relationships. Your priorities and interests become my priorities and interests.

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Happy Clients

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“Kim is fantastic! Working fast, she came up with something that was perfect for us. The best part is the continued support & advice she gives us after our purchase.” ~ Craig Gordon

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“Thank you so much Kim for your professionalism and kindness throughout my journey of becoming a home owner. I will not hesitate to recommend you.” ~ Charlene Chu 

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“What a big relief it was to have Kim help me. In addition to giving me fantastic service she knows her stuff, is passionate about what she does and truly cares.” ~ Donna Jarego

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“Kim shows extreme professionalism, business savvy and provided the best options for us. She has left our minds at ease due to her caring attitude.” ~ Dana Cuff and Mark Beson

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“Kim made our dreams become a reality. We have now done 4 deals with Kim in 2 years with the expectation of many more. When Kim  says it can be done it is!” ~ Chris and Jen Heslin

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“Thanks for always being available at the drop of a hat to help me with my mortgage. This is why you are indeed a superhero.”
~ Andrea Macri

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“Thanks for finding us the best mortgage solutions. You are an integral part of our team and our success! We couldn’t have done it without you.” ~ Paul Peic, host of ‘The Big Flip’

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“Kim has exceeded all of our expectations.  She is an absolute expert in her field.  We will never consider using any other mortgage broker.  Kim is simply  the best.” ~ Gina Lijoi

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    Kim Gibbons, 210 Victoria Street, Toronto, Ontario , M5B 2R3   416-400-8107

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